[su_box title=”Keep in mind…” style=”default”] The open enrollment is the best time to make a change in health insurance In open enrollment, one can add, switch, or renew health insurance Open enrollment runs from November through the following January Consumers can use special enrollment periods to make changes in health Read more…
[su_box title=”Keep in mind…” style=”default”] The ACA requires every citizen and legal resident to have insurance coverage unless exempt The ACA individual mandate began as of January 1, 2014 Coverage begins within sixty days of special enrollments Coverage begins within the extension periods of open enrollment The law requires twelve Read more…
[su_box title=”Keep in mind…” style=”default”] Eligibility for health insurance under the Affordable Care Act depends on household income Unemployment compensation counts as income for Obamacare eligibility Persons with too little income for Obamacare may qualify for coverage through Medicaid Children and minors can get coverage through the Children’s Health Insurance Read more…
[su_box title=”Keep in mind…” style=”default”] The individual mandate of the Affordable Care Act requires that each eligible individual get and maintain qualified health insurance Every person required to have health insurance has a right to purchase coverage during the annual open enrollment period After the open enrollment period, one cannot Read more…
[su_box title=”Keep in mind…” style=”default”] Buying health insurance requires assessing you and your family’s needs and finding a plan that can cover them and that suits your budget Make sure you understand basic concepts like Obamacare, the Affordable Care Act, metal levels of plans, co-payments, premiums, and deductibles Avoid “bargain” Read more…
[su_box title=”Keep in mind…” style=”default”] The Affordable Care Act was passed by congress in March 21, 2010 President Barack Obama signed the ACA into law in March 24, 2010 The state program that resembles the ACA was one in Massachusetts signed into law by Governor Romney in 2006. Those required Read more…
[su_box title=”Keep in mind…” style”=”default”] Pet insurance is not the same as your health insurance policy Your pet is not covered under your current health insurance plan Coverage of your pet will depend on type and breed of pet [/su_box] Although many people consider their pets part of their family, Read more…
[su_box title=”Keep in mind…” style”=”default”] There are many different types of travel insurance Travel insurance protects in case your luggage is lost or if you miss your plane You are not obligated to purchase travel insurance [/su_box] Like all insurance, travel insurance is designed to compensate the insured for a Read more…
[su_box title=”Keep in mind…” style”=”default”] Federal law requires that group health insurance plans offer adoptive children the same coverage as naturally born children You can learn your specific state’s laws by contacting your State Insurance Department’s Consumer Help Line The Health Insurance Portability and Accountability Act (HIPAA), protects adopted children Read more…
[su_box title=”Keep in mind…” style”=”default”] Insurance companies calculate premiums by the amount of risk they face by paying a claim Health insurance companies may deny you coverage if they feel your pre-existing condition is high risk Medicaid will cover individuals and families regardless of pre-existing conditions [/su_box] Most forms of Read more…
