[su_box title=”Keep in mind…” style=”default”] No one can be added to an individual health insurance policy Insurers are generally referring to natural born children, adopted children, stepchildren, foster children, and others under guardianship when discussing dependent coverage Insurance companies refer to the legal spouse as the person to whom you Read more…
[su_box title=”Keep in mind…” style=”default”] Each state will issue a health insurance license for a certain period, after which it must be renewed Most licensing requirements in place today are similar from state to state, although the specific number of hours and presence of exams might different somewhat You will Read more…
[su_box title=”Keep in mind…” style=”default”] An insurance agent and a broker are not the same thing Finding health insurance is easier with an agent You can save hundreds of dollars of money working with an agent rather than finding insurance yourself An agent will consider your budget and medical needs Read more…
[su_box title=”Keep in mind…” style=”default”] Medical insurance cards are mailed by the insurance company after a policy is purchased These cards serve as proof of insurance and have a great deal of vital information printed on them You should keep your medical insurance card with you at all times [/su_box] Read more…
[su_box title=”Keep in mind…” style=”default”] If you are traveling to the United States, you may want to get temporary visitor’s medical insurance Visitor’s medical insurance can protect you against exorbitant out of pocket costs in case there is a medical emergency while you are traveling The rates and benefits that Read more…
[su_box title=”Keep in mind…” style=”default”] As a veterinarian, you can purchase a health insurance plan through the American Veterinary Medical Foundation You can also purchase life insurance and liability insurance through this foundation If you do not wish to purchase insurance through the AVMA, you can buy a plan on Read more…
[su_box title=”Keep in mind…” style=”default”] Nearly all health insurance policies allow you to add your wife to your coverage Your monthly premiums will likely go up, but how much they go up will vary You will need to do paperwork and possibly wait for a while before your wife’s coverage Read more…
[su_box title=”Keep in mind…” style=”default”] Your weight often determines what your premium will cost, and some insurance companies refuse to offer policies if you are obese. However, plans offered through the Obamacare marketplace cannot deny you coverage for pre-existing conditions Many health insurance companies do not cover treatment for obesity Read more…
[su_box title=”Keep in mind…” style=”default”] Under the Affordable Care Act, you can stay on your parent’s plan until you turn 26 in most cases If you are on your parent’s employer-based plan, it will typically end as soon as you turn 26 If you are on your parent’s marketplace plan, Read more…
[su_box title=”Keep in mind…” style=”default”] You will need to supply the marketplace with some personal information about yourself including household size, address, birth date, and employment information In some cases, the marketplace will request that you send them additional documentation If you qualify for a special enrollment period, you may Read more…
