[su_box title=”Keep in mind…” style”=”default”] Standard health insurance usually doesn’t cover dental care Health insurance became available in the USA 100 years ago The first accident policies were offered in the 1850s and 1860s to benefit railway and steamship workers [/su_box] Except in rare instances, dental services are not covered Read more…
[su_box title=”Keep in mind…” style”=”default”] Research proves a direct link between soda consumption and obesity One serving of soda contains between 250 and 300 calories One soda contains over 10 teaspoons of sugar [/su_box] The consensus is that drinking soda can make you fat. Of course, when you feel like Read more…
[su_box title=”Keep in mind…” style”=”default”] Cancer will affect approximately 50 percent of Americans during their lifetime Cancer insurance is designed to supplement existing health insurance Cancer insurance can be used to cover co-pays for medical treatment or to pay for hospitalization, testing, chemotherapy, or experimental treatments not covered by your Read more…
[su_box title=”Keep in mind…” style”=”default”] Travel insurance protects you against theft, lost airline reservations, and natural disasters Travel health insurance is designed to provide coverage for medical emergencies arising during travel Coverage is primarily designed for international travel, where existing medical insurance may not go There are many different types Read more…
[su_box title=”Keep in mind…” style”=”default”] Approximately 50 percent of Americans will be diagnosed with cancer in their lifetime Most policies will cover at least some cancer costs, but there will always be limitations HMO policies will require that treatments be received at pre-approved health institutions that may not specialize in Read more…
[su_box title=”Keep in mind…” style”=”default”] Monthly insurance premiums can be as much as a mortgage payment Private health insurance is usually cheaper for those without pre-existing medical conditions Many health insurance companies offer incentive programs [/su_box] With the economy in a downward spiral, people are looking for ways to save Read more…
[su_box title=”Keep in mind…” style”=”default”] Primary care doctors are also referred to as primary care physicians, internists or family physicians PCPs provide routine medical care and annual exams Primary care physicians are your first point of contact for preventive medicine [/su_box] At some point, most people will require the services Read more…
[su_box title=”Keep in mind…” style”=”default”] Prescription drug coverage varies from one health insurance plan to another Mail orders are a viable alternative for some individuals Generic medications can cost considerably less than name brand drugs [/su_box] It’s important to know what the coverage on your health insurance plan is before Read more…
[su_box title=”Keep in mind…” style”=”default”] Federal law requires that group health insurance plans offer adoptive children the same coverage as naturally born children You can learn your specific state’s laws by contacting your State Insurance Department’s Consumer Help Line The Health Insurance Portability and Accountability Act (HIPAA), protects adopted children Read more…
[su_box title=”Keep in mind…” style”=”default”] Insurance companies calculate premiums by the amount of risk they face by paying a claim Health insurance companies may deny you coverage if they feel your pre-existing condition is high risk Medicaid will cover individuals and families regardless of pre-existing conditions [/su_box] Most forms of Read more…
