[su_box title=”Keep in mind…” style=”default”] Some Employers are Exempt from Sending Notices of Insurance Cancellations Health Insurance Cancellation Can be Effective as Soon as Your Last Day of Employment Employees Should Receive COBRA Information from Ex-Employers [/su_box] When can my employer cancel my insurance? Whether your hours have changed at Read more…
[su_box title=”Keep in mind…” style=”default”] The Patient Protection and Affordable Care Act was signed into legislation on March 23, 2010 It was first passed in the senate in December 2009 and in the house of representatives in March 2010 before being signed into law by President Barack Obama It was Read more…
[su_box title=”Keep in mind…” style=”default”] The POS medical plan uses network resources to save costs The POS medical plan requires a Primary Care Physician The POS medical plan permits use of outside resources The POS option authorizes cost-shared PCP referrals to outside resources [/su_box] A POS medical plan is a Read more…
[su_box title=”Keep in mind…” style=”default”] If you do not have insurance but you can afford it, you will be responsible for paying the individual mandate fine If you cannot afford health insurance, you have a number of options If the lowest cost plan on the marketplace or through your employer Read more…
[su_box title=”Keep in mind…” style=”default”] Open enrollment is the best time to buy health insurance on or off the Marketplace and state and exchanges One can buy private plans that meet the requirements of the Individual Mandate during the Open Enrollment Period Nevada requires insurance companies to offer policies year-around Read more…
[su_box title=”Keep in mind…” style=”default”] In 1847, the Massachusetts Health Insurance Company of Boston became the first company to ever offer insurance for illness In the 1870’s, industries that were considered more dangerous such as railroads and mining started to provide company doctors for employees that were paid for by Read more…
[su_box title=”Keep in mind…” style=”default”] If you are trying to get health insurance through the healthcare marketplace, there are several documents and information you will need to have readily available Some of the information you might need includes home and mailing addresses, social security number, and document information if you Read more…
[su_box title=”Keep in mind…” style=”default”] You can choose to opt into COBRA insurance, which is a federal law that extends your employer-based health insurance while you are switching jobs You can choose a health insurance plan through the Obamacare Health Insurance Marketplace You can shop for a short-term or private Read more…
[su_box title=”Keep in mind…” style=”default”] Indemnity health insurance started in the 1970s Indemnity plans are also known as fee-for-service plans People like indemnity health insurance because it gives them freedom to choose their own hospitals and physicians without preapproval [/su_box] Health insurance has not become the law of the land. Read more…
[su_box title=”Keep in mind…” style=”default”] Some health plans do not cover Viagra, so it is important to check your insurer’s formulary Many HMO insurance plans will cover Viagra at a higher cost than other prescription drugs Some private insurers, such as Aetna and United Healthcare, will make provisions to cover Read more…
