[su_box title=”Keep in mind…” style=”default”] Before the Affordable Care Act the public paid uninsured patients accounts The individual mandate requires every eligible resident to accept responsibility for his or her medical expenses Qualified health plans assured consumers that they would have adequate coverage in the event of a serious health Read more…
[su_box title=”Keep in mind…” style=”default”] People who meet income requirements may qualify for financial assistance when purchasing a plan through the Marketplace You can save by using a premium tax credit and/or cost-sharing reductions. Both of these are sometimes referred to as Obamacare subsidies [/su_box] With the passage of the Read more…
[su_box title=”Keep in mind…” style=”default”] Health insurance companies must meet the requirements of the Affordable Care Act Insurance must provide essential health benefits and no cost prevention services The federal and state governments seek maximum value for their residents Health Insurance companies design health plans to make profits [/su_box] Health Read more…
[su_box title=”Keep in mind…” style=”default”] No one can be added to an individual health insurance policy Insurers are generally referring to natural born children, adopted children, stepchildren, foster children, and others under guardianship when discussing dependent coverage Insurance companies refer to the legal spouse as the person to whom you Read more…
[su_box title=”Keep in mind…” style=”default”] Each state will issue a health insurance license for a certain period, after which it must be renewed Most licensing requirements in place today are similar from state to state, although the specific number of hours and presence of exams might different somewhat You will Read more…
[su_box title=”Keep in mind…” style=”default”] An insurance agent and a broker are not the same thing Finding health insurance is easier with an agent You can save hundreds of dollars of money working with an agent rather than finding insurance yourself An agent will consider your budget and medical needs Read more…
[su_box title=”Keep in mind…” style=”default”] Medical insurance cards are mailed by the insurance company after a policy is purchased These cards serve as proof of insurance and have a great deal of vital information printed on them You should keep your medical insurance card with you at all times [/su_box] Read more…
[su_box title=”Keep in mind…” style=”default”] If you are traveling to the United States, you may want to get temporary visitor’s medical insurance Visitor’s medical insurance can protect you against exorbitant out of pocket costs in case there is a medical emergency while you are traveling The rates and benefits that Read more…
[su_box title=”Keep in mind…” style=”default”] As a veterinarian, you can purchase a health insurance plan through the American Veterinary Medical Foundation You can also purchase life insurance and liability insurance through this foundation If you do not wish to purchase insurance through the AVMA, you can buy a plan on Read more…
[su_box title=”Keep in mind…” style=”default”] Nearly all health insurance policies allow you to add your wife to your coverage Your monthly premiums will likely go up, but how much they go up will vary You will need to do paperwork and possibly wait for a while before your wife’s coverage Read more…
