[su_box title=”Keep in mind…” style=”default”] Indemnity health insurance started in the 1970s Indemnity plans are also known as fee-for-service plans People like indemnity health insurance because it gives them freedom to choose their own hospitals and physicians without preapproval [/su_box] Health insurance has not become the law of the land. Read more…
[su_box title=”Keep in mind…” style=”default”] If you are receiving Social Security Disability Insurance benefits, you should be eligible for Medicare after a 24 month waiting period During this waiting period, you may be eligible for health insurance through a former employer, may be eligible for Medicaid or may have the Read more…
[su_box title=”Keep in mind…” style=”default”] Some health plans do not cover Viagra, so it is important to check your insurer’s formulary Many HMO insurance plans will cover Viagra at a higher cost than other prescription drugs Some private insurers, such as Aetna and United Healthcare, will make provisions to cover Read more…
[su_box title=”Keep in mind…” style=”default”] The law states that you must have health insurance coverage or face a potential fine, also known as a fee or penalty The fine imposed by the government for 2016 and 2017 is a percentage of your household income or $695 for you and $347.50 Read more…
[su_box title=”Keep in mind…” style=”default”] Most consumers will need to change insurance plans when moving to a new state If you are moving outside of the Open Enrollment Period, for private and marketplace-based plans, you must apply for a Special Enrollment Period (SEP) The state you are moving to will Read more…
[su_box title=”Keep in mind…” style=”default”] If you have lost coverage due to a job change or job loss, you can apply for coverage under the Consolidated Omnibus Budget Reconciliation Act, also known as COBRA You can search the Health Insurance Marketplace, also known as the Health Insurance Exchange, and compare Read more…
[su_box title=”Keep in mind…” style=”default”] The Marketplace offers subsidized coverage COBRA insurance pros and cons There are other options for insurance if you are unemployed [/su_box] The security of having benefits while employed is a beautiful thing. However, layoffs happen, people quit, or other unforeseen circumstances wind up leaving people Read more…
[su_box title=”Keep in mind…” style=”default”] According to the “Obamacare” employer mandate, all businesses with 50 or more full time equivalent employees must provide health insurance for at least 95 percent of their employees by 2016 If companies do not comply with this mandate, they will have to pay a fee Read more…
[su_box title=”Keep in mind…” style=”default”] Veterans Health is the national healthcare program for veterans It consists of hospitals, healthcare facilities, doctors, specialists, and research organizations The Veteran’s Health Administration administers Veterans Health; it is the nation’s largest Healthcare System Veteran’s Health is not insurance, but it works with insurance like Read more…
[su_box title=”Keep in mind…” style=”default”] Medicaid is health insurance for the disabled, children, and low-income residents Medicaid participation depends on annual income Those that cannot afford Marketplace policies may qualify for Medicaid Medicaid coverage meets the requirements of the individual mandate [/su_box] Medicaid health coverage is comprehensive health care. It Read more…
